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Facebook Fails to Detect Election-Related Misinformation in Ads for the Fourth Time: Report

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By Associated Press | Updated: 16 August 2022

Facebook failed to detect blatant election-related misinformation in ads ahead of Brazil’s 2022 election, a new report from Global Witness has found, continuing a pattern of not catching material that violates its policies the group describes as “alarming.”

The advertisements contained false information about the country’s upcoming election, such as promoting the wrong election date, incorrect voting methods, and questioning the integrity of the election — including Brazil’s electronic voting system.

This is the fourth time that the London-based nonprofit has tested Meta’s ability to catch blatant violations of the rules of its most popular social media platform— and the fourth such test Facebook has flubbed. In the three prior instances, Global Witness submitted advertisements containing violent hate speech to see if Facebook’s controls — either human reviewers or artificial intelligence — would catch them. They did not.

“Facebook has identified Brazil as one of its priority countries where it’s investing special resources specifically to tackle election related disinformation,” said Jon Lloyd, senior advisor at Global Witness. “So we wanted to really test out their systems with enough time for them to act. And with the US midterms around the corner, Meta simply has to get this right — and right now.”

Brazil’s national elections will be held on October 2 amid high tensions and disinformation threatening to discredit the electoral process. Facebook is the most popular social media platform in the country. In a statement, Meta said it has “ prepared extensively for the 2022 election in Brazil.”

“We’ve launched tools that promote reliable information and label election-related posts, established a direct channel for the Superior Electoral Court (Brazil’s electoral authority) to send us potentially-harmful content for review, and continue closely collaborating with Brazilian authorities and researchers,” the company said.

In 2020, Facebook began requiring advertisers who wish to run ads about elections or politics to complete an authorisation process and include “paid for by” disclaimers on them, similar to what it does in the US. The increased safeguards follow the 2016 US presidential elections, when Russia used rubles to pay for political ads designed to stoke divisions and unrest among Americans.

Global Witness said it broke these rules when it submitted the test ads (which were approved for publication but were never actually published). The group placed the ads from outside Brazil, from Nairobi and London, which should have raised red flags.

It was also not required to put a “paid for by” disclaimer on the ads and did not use a Brazilian payment method — all safeguards Facebook says it had put in place to prevent misuse of its platform by malicious actors trying to intervene in elections around the world.

“What’s quite clear from the results of this investigation and others is that their content moderation capabilities and the integrity systems that they deploy in order to mitigate some of the risk during election periods, it’s just not working,” Lloyd said.

The group is using ads as a test and not regular posts because Meta claims to hold advertisements to an “even stricter” standard than regular, unpaid posts, according to its help center page for paid advertisements.

But judging from the four investigations, Lloyd said that’s not actually clear.

“We we are constantly having to take Facebook at their word. And without a verified independent third party audit, we just can’t hold Meta or any other tech company accountable for what they say they’re doing,” he said.

Global Witness submitted ten ads to Meta that obviously violated its policies around election-related advertising. They included false information about when and where to vote, for instance and called into question the integrity of Brazil’s voting machines — echoing disinformation used by malicious actors to destabilise democracies around the world.

In another study carried out by the Federal University of Rio de Janeiro, researchers identified more than two dozen ads on Facebook and Instagram, for the month of July, that promoted misleading information or attacked the country’s electronic voting machines.

The university’s Internet and social media department, NetLab, which also participated in the Global Witness study, found that many of those had been financed by candidates running for a seat at a federal or state legislature.

This will be Brazil’s first election since far-right President Jair Bolsonaro, who is seeking reelection, came to power. Bolsonaro has repeatedly attacked the integrity of the country’s electronic voting system.

“Disinformation featured heavily in its 2018 election, and this year’s election is already marred by reports of widespread disinformation, spread from the very top: Bolsonaro is already seeding doubt about the legitimacy of the election result, leading to fears of a United States-inspired January 6 ‘stop the steal’ style coup attempt,” Global Witness said.

In its previous investigations, the group found that Facebook did not catch hate speech in Myanmar, where ads used a slur to refer to people of East Indian or Muslim origin and call for their deaths; in Ethiopia, where the ads used dehumanising hate speech to call for the murder of people belonging to each of Ethiopia’s three main ethnic groups; and in Kenya, where the ads spoke of beheadings, rape and bloodshed.

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Microsoft 365 Services Back Up After Hours of Outage That Affected Thousands

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Access to its productivity software such as Word and Excel was down for nearly 18,000 users at its peak.
By Reuters | Updated: 6 June 2023

Microsoft said on Monday that it had restored its online services after an outage affected thousands of users of its 365 software suite, including Teams and Outlook, for more than two hours.

Access to its productivity software such as Word and Excel was down for nearly 18,000 users at its peak before easing to 906 at around 12:57 p.m. ET, according to Downdetector.com, which tracks internet outages.

“We have resolved an issue preventing users from accessing some of our services,” a Microsoft spokesperson said.

Microsoft flagged the outage earlier by saying it was investigating an issue with accessing Outlook on the web and later added that Microsoft Teams, SharePoint Online and OneDrive for business were also impacted.

The tech company said it had rolled back a system update to resolve the outage, without providing any detail.

Several Twitter users complained about the outage and shared the issues faced by them due to the disruption.

Microsoft’s services have been hit by at least three outages since the beginning of the year.

In January, the company was hit with a networking outage that took down its cloud platform Azure along with services such as Teams and Outlook, potentially affecting millions of users globally.

Azure’s status page showed services were impacted in the Americas, Europe, Asia Pacific, the Middle East, and Africa. Only services in China and its platform for governments were not hit.

An outage of Microsoft’s cloud computing platform Azure can impact a variety of services and create a domino effect as almost all of the world’s largest companies use the platform.

Outages of Big Tech platforms are not uncommon as several companies ranging from Google to Meta have seen service disruptions. Azure, the second largest cloud services provider after Amazon, faced outages last year.

However, with increased dependence on online platforms due to more employees working from home in the last three years any outage has a greater impact.

© Thomson Reuters 2023

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SBI Said to Use AI/ML Extensively in Operations: All Details

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SBI Chairman Dinesh Kumar Khara, in his message to shareholders, said overall 2022-23 has been a good year for the bank.
By Press Trust of India | Updated: 5 June 2023

SBI on Monday said it has proposed to enhance the use of business analytics and AI/ML in decision-making and operations by deploying NextGen Data Warehouse and Data Lake and exploring new partnerships with fintechs and NBFCs for co-lending.

The country’s largest lender, in its annual report posted on stock exchanges on Monday, said it deploys the most advanced technologies like artificial intelligence (AI), machine learning (ML) and business analytics, among others, to augment its product offerings to enhance customer delight each time without exception.

The bank’s standalone net profit during fiscal 2022-23 rose by over 58 percent to Rs. 50,232 crore from Rs. 31,676 crore in FY2022.

“… the bank has registered significant improvements on the asset quality front, provision coverage ratio, RoE/RoA, NII and NIM, while also giving highest standalone profit in FY2023 by any listed corporate, domestically,” State Bank of India (SBI) said.

SBI Chairman Dinesh Kumar Khara, in his message to shareholders, said overall 2022-23 has been a good year for the bank.

“Despite the geopolitical headwinds, the resurgence of Covid-19 in China, the Indian economy showed remarkable resilience and the same reflects in your bank’s financials,” he said.

Khara said SBI has had a healthy run of reporting robust financial results successively for the last three years.

Despite the challenges, SBI’s ability to absorb unexpected losses has improved.

“Healthy internal accruals reinforce its ability to tap capital markets, if warranted, in future,” he said, adding that risk management practices have been strengthened over the years and incremental improvements remain a perpetual work in progress.

Further, he said the bank is comfortably placed in terms of growth capital in the current year. With declining credit costs, opportunities for lending in sunrise sectors, such as sectors identified under the PLI scheme, renewables and electric mobility, will be explored to diversify the portfolio.

On the way forward, Khara said: “The use of business analytics and AI/ML in decision making and operations will be taken to the next logical level by deploying NextGen Data Warehouse and Data Lake”.

He also said mutually beneficial partnerships with fintechs and NBFCs under RBI’s co-lending framework will be explored.

The bank said it has been consistently leveraging digital channels to provide an omnichannel experience to its customers across all geographies.

YONO Global App has emerged as the prime fulcrum for providing banking services to retail customers, it said.

The bank, as per the annual report, has completed the roll-out of the new revised version of the sanctions screening solution having improved features, including AI/ML capability.

The focus of the next generation of YONO shall be on customer-centric design, hyper-personalised experience, innovative product offerings, modernisation of tech stack, and leveraging AI/ML, cloud and data analytics for digital transformation in order for benchmarking YONO with the best of global/Indian digital banking propositions, it added.

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Paytm UPI App Records 35 Percent YoY Merchant Growth to Rs. 2.65 Lakh Crore in April-May 2023

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Paytm said it achieved a new milestone with 75 lakh devices deployed, an increase of 4 lakh devices in the month of May.
By ANI | Updated: 5 June 2023

India’s leading payments and financial services company Paytm on Monday announced its business operating performance for the two months ended May 2023 and that its consumer engagement on the Paytm Super App continues to see a robust expansion of its consumer base.

The consumer base has seen an average Monthly Transacting Users (MTU) for the two months ended May 2023 at 9.2 crore, registering a growth of 24 percent year-on-year.

As it strengthens its leadership in offline payments, the QR pioneer said it achieved a new milestone with 75 lakh devices deployed, an increase of 4 lakh devices in the month of May.

“With our subscription as a service model, the strong adoption of devices drives subscription revenues and higher payment volumes, while increasing the funnel for our merchant loan distribution,” the company said.

Paytm is seeing consistent growth in merchant payments volume with the total merchant Gross Merchandise Value (GMV) processed through the platform for the two months ended May 2023 aggregating to Rs. 2.65 lakh crore, marking a year-on-year growth of 35 percent.

“Our focus over the past few quarters continues to be on payment volumes that generate profitability for us, either through net payments margin or from direct upsell potential,” added Paytm.

The fintech giant’s loan distribution business, in partnership with top lenders, continues to witness accelerated growth with disbursements through the platform for the two months ended May 2023 growing 169 percent year-on-year to Rs. 9,618 crore.

The number of loans disbursed in the two months surged 54 percent to 85 lakh loans.

Paytm said that it currently has seven large lending partners and aims to onboard 3-4 partners in FY24 while it continues to work with lenders to remain focused on the quality of the book.

The company further added that the earlier mentioned system upgrade is now done and its lending partner has resumed disbursing merchant loans, with some pent-up demand from April being met in May.

In its recently announced January-March quarter (Q4FY23) results, Paytm reported a 51 percent Year Over Year (YoY) growth in revenue from operations to Rs. 2,334 crore, driven by growth in payments and loan distribution business.

The company reported an operating profit for the second straight quarter. It reported EBITDA before ESOP cost of Rs. 234 crore, including the full-year UPI incentive. In the previous quarter, Paytm achieved its milestone of operating profitability, much ahead of its September 2023 guidance.

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Twitter Hires Former NBCUniversal Executive Joe Benarroch to Handle Business Operations

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At Comcast's NBCUniversal, Benarroch oversaw communication strategy for its Advertising and Partnerships division.
By Reuters | Updated: 5 June 2023

Former NBCUniversal executive Joe Benarroch will join Twitter on Monday, in a role focusing on business operations, he told Reuters.

Benarroch said in an email that he was looking forward to working with the company’s team to “build Twitter 2.0 together.”

“Welcome to the flock, @benarroch_joe! From one bird to the next,” tweeted incoming Twitter Chief Executive Linda Yaccarino, who was appointed in May. She did not mention the position Benarroch will be taking.

Welcome to the flock, @benarroch_joe! From one bird to the next.

Let’s get to work @Twitter#timetofly

— Linda Yaccarino (@lindayacc) June 4, 2023

At Comcast’s NBCUniversal, Benarroch oversaw communication strategy for its Advertising and Partnerships division, reporting to Yaccarino, who was advertising chief there before joining Twitter.

Benarroch is being appointed following the departure of a number of executives, adding to Yaccarino’s challenges.

Twitter’s head of trust and safety, Ella Irwin, said on Thursday that she has resigned from the social media company.

On Friday, Reuters reported that the head of brand safety and ad quality, A.J. Brown, has decided to leave.

The Wall Street Journal first reported Benarroch’s appointment on Sunday.

© Thomson Reuters 2023

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E-Commerce Platform Meesho Crosses 500 Million App Downloads on Google Play, App Store

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The company has achieved the 500 million download milestone in six years.
By Press Trust of India | Updated: 2 June 2023

E-commerce platform Meesho has become the world’s “fastest shopping app” to cross 500 million cumulative downloads across Google Play and iOS App Store, mobile data analytics provider has said.
The company has achieved the 500 million download milestone in six years, data.ai, formerly known as App Annie, said in a statement.

According to data.ai, over half of Meesho app downloads (274 million) came in 2022.

“Indian e-commerce platform Meesho has emerged as the world’s fastest shopping app to cross 500 million cumulative downloads across Google Play and iOS App Store combined, reaching this milestone in six years,” data.ai said.

According to data.ai, with just 13.6 MB size, Meesho’s android app is the lightest e-commerce app in India on Play Store, which makes it compatible with low-end smartphones.

“We are delighted to partner with them and provide them with the insights they need to continue to grow their business,” data.ai, Head of Insights, Lexi Sydow said.

Meesho, CXO for user growth, Megha Agarwal said India has 750-800 million people with smartphones and internet access, and it presents a huge opportunity for the company to spark the next wave of e-commerce adoption in India.

“This milestone is a great validation of our User-First mantra, which helps us continuously spot and address customer pain points to deliver an immaculate online shopping experience,” Agarwal said.

Earlier, Meesho announced that it recorded 140 million annual transacting users on its platform in 2022.

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WhatsApp Launches New Global Security Centre Page With 10 Indian Languages

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The new feature will inform users about the layers of privacy that WhatsApp provides.
By ANI | Updated: 1 June 2023

Instant messaging application WhatsApp has launched a new global ‘Security Center’ page which will act as a one-stop window for users to learn more about how to protect themselves against spammers and any unwanted contacts.

WhatsApp on Thursday said it has created this page to build awareness about the various safety measures and in-built product features that empower users to take control of their safety.

The ‘Security Center’ will be available in English and 10 Indian languages — Hindi, Punjabi, Tamil, Telugu, Malayalam, Kannada, Bengali, Marathi, Urdu, and Gujarati.

“Protecting personal messages with end-to-end encryption is one of the best lines of defence against scammers and fraudsters and in addition to that WhatsApp is consistently working on new and innovative ways to enhance people’s safety and privacy,” it said.

The new feature will inform users about the layers of privacy that WhatsApp provides and lists some top tips to give users more control over their accounts, including two-step verification, scams, and identifying fake accounts, among others.

Last month, WhatsApp launched an integrated safety campaign ‘Stay Safe with WhatsApp’ in India highlighting product features that empower users to take control of their online safety and ensure a safer messaging experience.

The campaign focused on educating users about WhatsApp’s safety features and tools like two-step Verification, block and report and privacy controls that equip people with the necessary safeguards to help protect them from online scams, frauds and account-compromising threats.

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