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UPI to Provide Hassle-Free QR Code-Based Transactions to Indians in UK

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By Press Trust of India | Updated: 18 August 2022

Expanding further outside India, the indigenously developed real-time payments solution UPI will foray into the UK market starting with QR code-based transactions.

The NPCI International Payments Ltd (NIPL) has forged a partnership with payments solutions provider PayXpert to internationalise the acceptance of its payment solutions in the UK.

NIPL is the wholly-owned subsidiary of National Payments Corporation of India (NPCI) which developed the world’s largest real-time payment solution the Unified Payments Interface (UPI) and the RuPay card scheme.

“This collaboration will make the Indian payment solutions available in the UK on all PayXpert’s android point-of-sale (POS) devices for in-store payments, starting with UPI-based QR code payments and later integrating the possibility for RuPay card payments,” NPCI said in a release on Thursday.

Counted as one of the most successful Real-Time Payments (RTP) systems globally, UPI clocked a volume of $940 billion (roughly Rs. 74,81,800 crore) in 2021, equivalent to 31 per cent of India’s GDP.

RuPay is the domestically developed global card payment network in India with over 70 crore (700 million) cards issued to date.

David Armstrong, Managing Director, PayXpert in the UK, said the foray of UPI and RuPay will open up a new field of opportunity for the company in the UK. It will further strengthen the capability of company’s solution for UK merchants, he said.

NPCI said over 5 lakh Indians, including over 1 lakh students, travel to the UK every year.

It said this number is expected to grow exponentially over the next few years.

The partnership will provide Indian travellers a familiar and convenient way to make payments in the UK.

NPCI said the UPI and RuPay payment options are set to benefit both consumers and retailers across the UK, while providing a welcome boost to commerce across the retail, hospitality and tourism sectors.

“With this development, Indians travelling to the UK will be able to enjoy the benefits of UPI’s payments platform through PayXpert’s POS devices. This collaboration is an important milestone for us and we plan on augmenting the facility of RuPay card payments in the near future,” Anubhav Sharma, Head International Business – Partnership, Business Development & Marketing, NPCI International, said.

In July 2021, Bhutan became the first country to adopt Unified Payment Interface standards for NPCI’s QR deployment, and the only country to accept RuPay cards.

Earlier in February this year, the UPI forayed into another neighbourhood country Nepal in a move aimed at bolstering real-time digital transactions.

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Apple Removes Russian Social Networking App VKontakte from App Store to Comply With Sanctions on Russia

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By Agence France-Presse | Updated: 29 September 2022

Apple on Wednesday confirmed that it removed popular Russian social network VKontakte from its App Store globally due to sanctions imposed by Britain.

The British government on Monday sanctioned 92 Russian individuals and entities after President Vladimir Putin’s regime held referendums in Moscow-controlled areas of Ukraine – denounced by Kyiv and its allies as a “sham” – and stepped up threats against the West.

“Sham referendums held at the barrel of a gun cannot be free or fair and we will never recognize their results,” British Foreign Secretary James Cleverly said in a statement.

The sanctions target “those behind these sham votes, as well as the individuals that continue to prop up the Russian regime’s war of aggression,” he said.

San Petersburg-based tech firm VK said in a blog post that some of its applications were no longer available from the App Store, which serves as the lone gateway for content onto Apple mobile devices.

VK apps are used for messaging, digital payments, and grocery shopping as well as social networking.

The VK apps removed from the App Store were being distributed by developers controlled or majority-owned by parties sanctioned by the UK government, and Apple is complying with the law, according to the Silicon Valley tech giant.

Apple said that it terminated developer accounts associated with the apps, which were not available from the App Store regardless of users’ locations.

People who have already installed the apps on devices can still use them, but updates will no longer be provided through the App Store, according to Apple and VK.

“Their core functionality will be familiar and stable,” VKontakte-parent VK said of the apps.

“There may be difficulties with the work of notifications and payments.”

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TikTok May Face GBP 27 Million Fine Over Potential Breach of UK Law, Failure to Protect Children’s Privacy

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By Associated Press | Updated: 27 September 2022

TikTok could face a GBP 27 million (roughly Rs. 236 crore) fine in the UK over a possible breach of UK data protection law by failing to protect children’s privacy when they are using the video-sharing platform.

The UK Information Commissioner’s Office said Monday that it has issued the social media company a legal document that precedes a potential fine. It said TikTok may have processed the data of children under 13 without appropriate parental consent, and processed “special category data” without legal grounds to do so.

The commissioner said “special category data” included ethnic and racial origin, political opinions, religious beliefs and sexual orientation.

It also said TikTok may have failed to provide transparent, easily understood information to its users. The legal document covered the period from May 2018 to July 2020.

Information Commissioner John Edwards said the body’s provisional view was that TikTok “fell short” of providing proper data privacy protections. The body said its findings are not final and that it will consider any representations from TikTok before making a final decision.

“While we respect the ICO’s role in safeguarding privacy in the UK, we disagree with the preliminary views expressed and intend to formally respond to the ICO,” said a statement released by TikTok, which is owned by the Chinese company ByteDance.

Britain’s government is pushing through its online safety bill, which requires technology companies to protect children from harmful content.

The Information Commissioner’s Office said it has six other ongoing investigations into companies that do not appear to have taken their responsibilities around child safety seriously enough.

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Government Launches Mobile App Sign Learn for Indian Sign Languages

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By Press Trust of India | Updated: 23 September 2022

The Centre on Friday launched an Indian Sign Language (ISL) dictionary mobile application called Sign Learn containing 10,000 words.

The app was launched by Minister of State for Social Justice and Empowerment Pratima Bhoumik. Sign Learn is based on the Indian sign language dictionary of the Indian Sign Language Research And Training Centre (ISLRTC) which contains 10,000 words. The app is available in Android as well as iOS versions, and all the words in the ISL dictionary can be searched through Hindi or English medium, officials said. The sign videos of the app can also be shared on social media.

“The app has been developed to make the ISL dictionary easily available and to make it more accessible for the public at large,” a senior official said to PTI.

Notably, ISLRTC had recently signed an MoU with the National Council of Educational Research and Training (NCERT) on October 6, 2020, for converting NCERT textbooks from classes 1 to 12 into the Indian Sign Language (digital format) to make the textbooks accessible to children with hearing disabilities. This year, ISL e-content of NCERT textbooks of class 6 was launched, the official added.

Under Azadi ka Amrit Mahotsav, the Centre had launched ISL versions of selected books of National Book Trust’s Veergatha series.

With the joint effort of ISLRTC and NCERT, 500 academic words in Indian Sign Language were launched. These academic words are used at the secondary level which are often used in history, science, political science and mathematics, the official added.

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Swiggy, Zomato Amongst Top 10 Global Food Delivery Platforms, Research Firm Says

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By Press Trust of India | Updated: 22 September 2022

Indian food aggregator platforms Swiggy and Zomato have featured in world’s ‘Top 10’ e-commerce-based food delivery companies. Both companies are part of over 100 Indian unicorns. Unicorns are companies with a total value of over $1 billion (roughly Rs. 8,000 crore).

A report published by Canada-headquartered global research firm ETC Group titled ‘Food Barons 2022 – Crisis Profiteering, Digitalization and Shifting Power’ placed Swiggy and Zomato in the 9th and 10th spot, respectively.

According to the research firm, the food delivery sector refers to digital, on-demand platforms for ordering and paying for prepared food, groceries and other retail items. Restaurants/retailers fill the orders and couriers deliver them to customers within a prescribed timeframe.

China’s publicly listed food platform Meituan was at the top of the list, followed by the UK’s Deliveroo, and the US’ Uber Eats.

Further, Ele.me, DoorDash, Just Eat Takeaway/Grubhub, Delivery Hero, and iFood found themselves in the 4th to 8th spot.

“The food delivery sector is rapidly consolidating, but ownership is a moving target. As companies jostle for regional hegemony, they are buying, selling and swapping stakes in competitors,” the report said.

“Venture capital and Big Tech investment has fueled the sector, but companies have yet to deliver profits, even in the sector-friendly circumstances of the global pandemic when delivery became more necessity than convenience,” it added.

Against that backdrop, it said that tweaking the business model to move towards profitability — most prominently by adding grocery and pharmacy delivery — is currently underway.

The report also focused on issues faced by workers in the gig economy.

Delivery workers, it said, have been considered independent contractors instead of employees in most parts of the world. They are therefore ineligible for social security, injury compensation or other benefits.

“There are indications that some governments may be ready to enact labour reforms to try to end the platforms’ free ride. In the USA, New York City became the first city to pass legislation to regulate the food delivery sector, establishing minimum pay and other worker protections,” the research report added.

A major problem facing the sector, the report said, is the significant increase in trash from the takeaway single-use packaging.

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Meta Ordered to Pay Voxer $174.5 Million Over Violation of Live Streaming Patents: All Details

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By Agence France-Presse | Updated: 22 September 2022

A US jury on Wednesday ordered Meta to pay $174.5 million (roughly Rs. 1405 crore) for violating live-streaming patents developed by a US Army veteran seeking to fix shortcomings in battlefield communications.

A trial in Texas federal court ended with jurors deciding that “live” features at Facebook and Instagram used technology patented by Voxer, a company co-founded by Tom Katis, legal documents showed.

“We believe the evidence at trial demonstrated that Meta did not infringe Voxer’s patents,” a company spokesperson said in response to an AFP inquiry.

“We intend to seek further relief, including filing an appeal.”

Katis had reenlisted in the army after the September 11, 2001 attacks in the United States and served as a Special Forces communications sergeant in Afghanistan, court filings said.

When his combat unit was ambushed in Kunar province, he felt that the systems for coordinating reinforcements, medical evacuations and more “were ill-suited for time-sensitive communications with multiple groups in a highly disruptive environment,” the complaint said.

“Mr. Katis and his team began developing communications solutions in 2006 to remedy these shortcomings,” his lawyers said.

“The new technologies enabled transmission of voice and video communications with the immediacy of live communication and the reliability and convenience of messaging.”

Facebook approached San Francisco-based Voxer about potential collaboration after it launched a Walkie Talkie app in 2011, but no agreement was reached, according to legal documents.

Instead, the lawsuit argued, Facebook went on to launch Facebook Live and Instagram Live, incorporating Voxer technology into the features.

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TikTok to Require Verification for Political Accounts, Bans Campaign Fundraising Ahead of US Midterm Elections

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By Reuters | Updated: 21 September 2022

TikTok will begin requiring accounts belonging to US government departments, politicians and political parties to be verified and will ban videos aimed at campaign fundraising, the short-form video app said on Wednesday.

The move comes as TikTok, owned by China’s ByteDance, and other social media platforms are working to clamp down on political misinformation ahead of the US midterm elections in November, after years of being criticised for allowing such content to flourish on their services.

Political accounts can submit a request for verification, TikTok said, and the company will also work to confirm the authenticity of profiles it believes belong to politicians or political parties.

A verified account, indicated by a blue check mark on TikTok and other platforms like Twitter, means the platform has confirmed the ownership of the account.

TikTok has long faced scrutiny from US lawmakers, who have questioned the Chinese-owned app’s safeguards of user data. The app has also sought to preserve its image as a place for dance videos and comedy skits, and has banned political advertising since 2019.

To help enforce the ban, accounts belonging to politicians and parties will automatically be prevented from accessing advertising features, TikTok said in a blog post.

TikTok said it will update its policies to prohibit campaign fundraising. Content that will be banned under the new policy includes videos from politicians soliciting donations or political parties directing users to make a donation on their website.

The accounts will also be prohibited from using money-making features available to influencers on the app, like digital payments and gifting.

© Thomson Reuters 2022

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